I’ve been trying to refrain myself from dwelling too much on this, but it comes to the point that I can’t stand it any longer. My husband and I are currently trying to purchase a house. It would be our first non-rental home and the second home in which we are independant from family. We have been approved for the mortgage loan. But because we’re having to go USDA Rural Developement (RD), we’re having to wait for the government to get their asses into gear and get this done.
We were supposed to be closed at the end of last month. You can see how well that is going… With our rental lease having already ended, we are now homeless, forced to stay with family and friends until we can get a closing date on the house. I’m not going to give up on this. I know we can afford to buy this house.
We were paying $565 per month in rent, and the house payment will be around $350 per month. Plus, the house is only 5 miles away from my husband’s work, instead of the 17 miles we were driving four times a day, as I am the one that keeps the car all day. So we’ll be cutting the 68 miles per day down to 20 miles per day. Our car gets 26+ mpg, so we’ll be saving over $100 per month in gas alone.
It’s just frustrating to have to deal with all this. I understand why so many people give up on trying to buy a house. If we had anywhere else to go, we probably would too. But I like the neighborhood this house is in, and it’s convenient to everything. It’s small, but it’s big enough for the three of us. All I want is to have a home to call my own. Is that really too much to ask?
